Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.  We are experts at listening to your needs, offering professional counsel, and working with you to find your dream home. As a buyer represented by The Hergenrother Ostiguy Group, you will have a major advantage in the marketplace throughout your home-buying experience because... · We undergo extensive, advanced training. · We work with people who are experts at financing and can assist you in custom fitting your home mortgage to meet your specific needs and circumstances. · Every week we preview properties in order to stay on top of the market. This knowledge of current inventory and housing values gives you a decided advantage by not only saving you stress and time, but also in helping you find the right home at the right price. · We are expert negotiators. This skill is important in your buying the home at the right price and in out-negotiating other buyers in competition with you to buy your "dream home". Winning in these tough negotiations depends on training and experience. Working with us gives you the advantage! Here's the best part. It's a totally free service and there is no obligation! Doesn't it make sense to work with the very best? Let's get started. Just give us a call at 802-861-6255/6256 or fill out the form below and we'll get right back to you. Please give us as many details as possible. Thanks!

Financing Your Home >The Loan Application
When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.
Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.
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| Q |
What is considered one of the few remaining tax shelters in the 1990s?
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| A |
Homeownership--property taxes on a residence or vacation home are deductible up to $1 million. |
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The Hergenrother-Ostiguy Group RE/MAX North Professionals 875 Roosevelt Highway, Suite 210 Colchester, VT 05446 802-861-6256 802-861-6255 Toll Free: 800-639-4520x255/256 Fax: 802-655-0400 info@VTHomesDaily.com
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