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Financing Your Home >New Loans If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.
You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.
Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.
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| Q |
What three things are necessary in order to purchase a home?
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Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible. |
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The Hergenrother-Ostiguy Group
RE/MAX North Professionals
875 Roosevelt Highway, Suite 210
Colchester, VT 05446
802-861-6256
802-861-6255
Toll Free: 800-639-4520x255/256
Fax: 802-655-0400
info@VTHomesDaily.com
Whether you're looking to buy or sell your home in Vermont, either in Chittenden, Lamoille, Washington, Addison, Franklin, or Grand Isle counties or you're considering relocating to Vermont - we're here to help you!    
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