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For Home Buyers:

Why Buyers Choose The Hergenrother-Ostiguy Group - Why homebuyers looking for a real estate agent in the Burlington, Williston and Colchester area choose The Hergenrother-Ostiguy Group.
Latest Listings - Get The Hergenrother-Ostiguy Group's latest Burlington, Williston and Colchester listings of homes for sale first!
Find Your Perfect Home - The Hergenrother-Ostiguy Group will search for your ideal home and email you the newest Burlington, Williston and Colchester MLS listings of properties in Chittenden County VT.
First Time Homebuyers - Are you a first time homebuyer in Burlington, Williston and Colchester, VT? Choose a top real estate agent. The Hergenrother-Ostiguy Group can guide your home buying search.
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Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Q	What was the world's highest viewing platform before the opening of the Empire State Building in 1939?
A	The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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The Hergenrother-Ostiguy Group, REALTOR®, real estate agent and broker for Burlington, Williston and Colchester, Vermont home listings, property and land for sale - NUMBER1EXPERT(tm)

The Hergenrother-Ostiguy Group
RE/MAX North Professionals
875 Roosevelt Highway, Suite 210
Colchester, VT 05446
802-861-6256
802-861-6255
Toll Free: 800-639-4520x255/256
Fax: 802-655-0400
info@VTHomesDaily.com
Whether you're looking to buy or sell your home in Vermont, either in Chittenden, Lamoille, Washington, Addison, Franklin, or Grand Isle counties or you're considering relocating to Vermont - we're here to help you!

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